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AI agents will come for defi – Dompets are the weakest link



Opinion by: Sean Li, Co-Founder of Magic Labs

Crypto markets are running 24/7. Human entrepreneurs do not. As AI agents begin to manage liquidity, optimize yield, and carry out trading all the time, they quickly become important infrastructure for future decentralized finances (DEFI). While AI agents are emerging from niche tools for the volume of entrepreneurs to major financial operators, they quickly exceed the wallets intended to secure them.

Advances in the account of abstraction and intelligent contract wallets have emerged, but most defi platforms still rely on external account ownership that requires manu -approval at each step. Early-stage solutions that can be programmed to exist but remain fragmented, costly on layer-1 networks and adopted only a small portion of users.

While AI agents are increasingly operating in the DeFI, this limited infrastructure becomes critical. We need standardized infrastructure that allows for safe, effective automation with proven guardrails in many blockchain ecosystems.

Automation needs guards, not guessing

Increasing autonomous agents opens new possibilities: hands-free defi strategies, real-time portfolio optimization and crosschain arbitrage. If there are no programs of onchain permission and visibility, however, controlling AI can expose users to the risk of disaster. Damn bottles, hallucinations and poorly designed automation can remove dompets before a human notification.

We have already seen what happens when the agent’s infrastructure fails. In September 2024, Telegram -based telegram users Banana Gun lost 563 Ether (Eth). Recently, the attacks Breached Aixbt’s dashboard and issued commands to transfer funds directly, resulting in a loss of 55.5 ETH worth more than $ 100,000. These are inseparable incidents – they warn signs of systematic weakness in our automation infrastructure.

Legacy wallets cannot support autonomous agents

Despite the years of changing purse, the Architecture remains static mainly: Sign a transaction, I -Broadcast it, repeat. Most wallets are not built to understand the “goal,” prove that automation corresponds to the policies that the user specified, or restrict the activity by time, asset type or approach.

This hardness creates an all-or-nothing dynamic: either you will maintain manual control and miss the fast-moving opportunities or you provide access whole to fuzzy third-party systems. For AI-Powered Defi to ensure safely as it builds more utilities, we need to program, composable and verifiable infrastructure.

Programmable Permissions are the new layer of trust

Like the intelligent contracts that have logic to the logic in the defi protocols, the purse infrastructure should be able to conquer the logic logic in the user. This means enabling session-based permissions, cryptographic verification of agent actions and the ability to withdraw real-time access.

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In these features, users can delegate trading, re -balance or implementation of the approach without providing complete control. This method does not just ease the risk – it expands access. Advanced DeFI techniques can be accessible to users without technical knowledge and are managed safely by agents operating within proven barriers.

Programmable Infrastructures are made defi scalable

The programmable wallet infrastructure does not just make it safer – it makes scalable. Fragmentation throughout the chain and protocol has long been a hindrance to automatic techniques. A universal keystore protocol that has performed permissions throughout the networks can take the crosschain delegation and open the door for interoperable agent ecosystems.

Number Institution’s interest in defi is growingSecure automation cannot talk. Most companies will not allow AI agents to contact the capital without proven guards. How are the proof zero-knowledge Security -based agent.

The future of defi

Some may argue that AI is not trustworthy in financial autonomy, but traditional markets have adopted algorithmic trading and black box automation. Defi is not immune – it’s not ready.

If the crypto is to maintain the transparency and principles of user sovereignty, it should develop infrastructure that maintains AI agents. It begins with the rebuilding of purses as interfaces and operating systems for the autonomous, multichein economy.

Defi is on the verge of a revolution in automation. The question is not whether agents will participate. Whether we give them metals, they need to act on the services of the users, not despite them.

Opinion by: Sean Li, co-founder of magic labs.

This article is for general information purposes and is not intended to be and should not be done as legal or investment advice. The views, attitudes, and opinions expressed here are unique and do not necessarily reflect or represent the views and opinions of the cointelegraph.