Lending Protocol AAVE has partnered with Onchain credit platform Maple Finance to connect institutional capital with decentralized liquidity.
Announced on Tuesday, the merger will introduce Maple’s yield-bearing stableCoins—syrupusdc and syrupusdt—into a. SyrupusDC is listed in the main market of AAVE, while SyrupusDT is available in its plasma sample.
The tokens are backed by assets from Maple’s Onchain Credit Pools, which manage billions of dollars in institutional capital from allocators and borrowers. According to Maple, the move is intended to “stabilize borrowing demand and improve capital efficiency” in AAVE markets.
AAVE allows users to deposit crypto to earn or borrow against their holdings through smart contracts. By adding Maple’s collateral, the protocol aims to diversify liquidity sources and balance borrowing activity, although it is unclear how much institutional capital flows into the merger.
AAVE is currently holding above $39 Billion In total value locked (TVL), while Maple Finance has about 2.78 billion in TVL, according to Defillama Data.
The collaboration comes less than a month after AAVE announced plans to Launch its V4 upgrade By late 2025, introducing a modular “hub-and-spoke” design featuring shared liquidity, new risk controls, and an improved liquidation engine.
Related: AAVE drops more than 8% on rumors of World Liberty Financial Token Deal
Maple expands TVL in 2025
Decentralized lending Protocols increased by more than 72% Between the start of the year and September 3, with momentum stemming from increased institutional use of StableCoins and tokenized real-world assets (RWAS), according to a Binance research report.
“Like stablecoin adoption and tokenized asset adoption, defi lending protocols are increasingly positioned to facilitate institutional participation,” Binance said.
https://www.youtube.com/watch?v=ly-sjgrakrs
Maple Finance is riding the trend. According to Onchain data, the total amount locked in the protocol has climbed to $2.78 Billion from $296.9 million on January 1, 2025.
The company expanded it Syruppy to Solana Blockchain in June, putting it at $30 million in liquidity.
Maple Finance’s rebound comes after the company faced challenges in 2022 due to collapse of FTX-alamataincluding loan defaults due to exposure to entities connected to FTX, such as orthogonal trading.
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