Stablecoins can bring ‘chatgpt’ moment for blockchain adoption, which hits $ 3.7T by 2030: Citi

Global Bank Citi predicted that 2025 could be a possible point of inflection for blocking a blockchain -driven by stablecoins, similar to Breakout Year Artificial Intelligence (AI) has a popular ChatGPT application.
“2025 has the potential to be the ‘chatgpt’ moment of the blockchain,” the bank analysts said in a Report Published earlier this week.
In the midst of Citi projection are Stablecoins, a class of cryptocurrencies that are traditionally traditionally currencies such as the US dollar. These tokens, led by Tether’s $ 145 billion USDT and $ 60 billion USDC, have seen massive growth recently and are increasingly used for payments and remittances worldwide.
Citi sees the asset class that potentially grows to $ 1.6 trillion by 2030 in its base case from the current $ 230 billion, including the Caveat with support for institutional regulatory and integration. In the Bank’s optimistic scenario, the market can be balloon at $ 3.7 trillion, although prolonged structural challenges can maintain the number closer to $ 500 billion in the bank’s bear case.
A major catalyst is the support of the US regulation, with a recent command of the President’s President directing the development of a federal framework for digital assets, the report said. The clarity around the rules of stablecoin may allow these tokens to be deeper in the financial system, which offers faster payment, improved transparency and better regulating.
“This can lead to greater adoption of monetary based blockchain and motivate other cases of use, financial and beyond, in the private and public sector of the US,” the authors said.
Stablecoin releases to be the main holder of the US Treasury
Stablecoins are expected to remain heavy in the future. The report hopes that around 90% of stablecoins in circulation by 2030 will still be tied to the US dollar, cementing its dominance.
It has basic implications for the global financial system. Those who have given Stablecoin dollars may be one of the largest buyers of US wealth, thinking that regulations are driving towards supporting low-risk tokens, highly liquid traditional financial properties such as government bonds. Citibank estimates the providers can hold $ 1.2 trillion in US government debt by the end of the decade, which potentially exceeds all the major foreign holders.

Meanwhile, central banks of European and Asian countries are likely to promote their own digital currencies, or CBDCs, the report mentioned.
The report has taught many risks that can prevent growth. The Stablecoins de-pegged nearly 1,900 times in 2023 only, including more than 600 instances involving major tokens, the authors wrote the report, citing Moody’s data.
In severe cases, mass redemption – as follows the Silicon Valley Bank (SVB) collapse which has hit the USDC – can interfere with crypto liquidity, strength automatic sale and displace through financial markets, those with -set added.