Crypto cards have defeated traditional European banks when it comes to small purchases, with 45% of crypto card transactions under 10 euros ($ 11.7) —a category in which cash has a history presented.
According to a report by Cex.io shared with Cointelegraph, Crypto card holders shows spending patterns that reflect traditional bank users while embracing online payments at a faster speed.
The report noted a 15% increase in the newly ordered CEX.Io crypto cards throughout Europe in 2025, which signed a growing interest as more Reuropers turned to digital assets for sunny payment.
Moreover, while the European Central Bank Data Showing 21% of all card payments throughout the Euro area are online, CEX.io numbers show crypto card users that perform 40% of their Internet transactions – almost double the average.
Related: Kraken Taps Mastercard to launch crypto debit cards in Europe, UK
Crypto cards used for sun -day expenditure
Spending patterns show crypto cardholders use their cards for day -to -day spending. According to CEX.IO data, groceries make up 59% of purchases, close to the ECB’s 54% benchmark, while dining and bar cost 19%, more than average for food and drink spending.
Noticeably, the average crypto card transaction Data.
“What we see in Europe is that crypto card users are not just experimenting with the new tech -they show us what the day -to -day spending looks like in a truly no cash future,” said Alexandr Kcerya, vice president of product management at CEX.IO.
“With the average card payment volume rising by 24% in the last month, this change clearly gain momentum,” he added.
Data further shows that the power of stablecoins 73% of the transactions, along with other major cryptocurrencies such as Bitcoin (Btc), Ether (Eth), Litecoin (LTC) and Solana (Sol) Also used for markets, dining and transportation.
The trend is the same as the other providers. For example, oobit reported Strong expenditure on the sun -essential essential to European users, while crypto.com mentioned Similar to high volumes in online shopping transactions.
Related: Floki, MasterCard launch launches a 13-crypto debit card in Europe
Barclays to block crypto purchases on credit cards
Despite adopting a crypto card, Barclays has Revealed plans to inhibit crypto transactions on its barclaycard credit cards. The bank noted the fears of customers who were falling into uncontrollable debt due to volatility in the crypto market and emphasized the lack of investor protection in the sector.
Barclays explained that crypto asset purchases are unobtrusive through the financial Ombudsman service or the financial service compensation scheme if something goes wrong, leaving consumers.
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