Key Takeaways:
-
Coffee shops, fast food chains such as Starbucks and Sheetz and retailers such as Microsoft and Home Depot receive crypto payments through apps and third-party processors.
-
More and more platforms are gradually enabling the use of Bitcoin, Ether and XRP for large-scale travel and airplane reservation.
-
Luxury brands, high-end car dealerships and real estate developers include crypto payments for premium goods and properties.
-
Payment processors can be simplified for small businesses to accept crypto by immediately converting it into fiat currency and reducing compliance costs.
Cryptocurrencies are no longer financial fringe ideas. Like 2025, more and more businesses have embraced digital assets, especially bitcoin (Btc), Ether (Eth) and XRP (XRP) – Both as payment options and strategic properties.
Why the three? Each has a strong brand recognition, decent liquidity and various strengths: BTC as a store-of-value, ETH with the intelligent contract and XRP ecosystem with a rapid settlement and cross-border payment. Unfortunately, they cover what businesses need: trust, function and speed.
This article will explore where BTC, ETH and XRP are used, from simple daily purchases to large-scale plane integration.
Day -day crypto transactions: coffee shops, restaurants, retailers
For many crypto holders, the first real test is if you can spend BTC, ETH or XRP such as cash: a cup of coffee, a sandwich or groceries. XRP tends to lose behind BTC and ETH when it comes to daily purchases: fewer small stores receive XRP directly, as its strength usually shows back-end payments or cross-border instead of point-of-sale in cafes.
Coffee shops and small food
So far in 2025, payment for coffee with crypto is no longer some fantasy sci-fi. Many of the chains and indie spots have made it part of the day -to -day grinding. With Starbucks, for example, you can take a bitrefill gift card and cover your caramel macchiato with ether or bitcoin.
Apps like Flexa’s SPEDN wallet, or even reloadable digital gift cards, make it easy to replace tokens for lattes.
Even comfort shops are in it. Sheetz Accepting bitcoin, ether and a little other coin in checkout. And if you are more than an XRP loyalist, directories like Cryptwerk point you to smaller foods that are fun to be tokens in tacos or burgers.
Restaurants and areas of fast food
Select McDonald’s outlets In crypto-hot zones receive Bitcoin through payment apps, which enables fast food payments with digital dollars.
In Europe and the US, major fast food chains such as Subway and Burger King continue to receive crypto payments, often through third-party gift card services or payment processors. While not a direct, combining a home for every location, this is a simple way for consumers to spend their Bitcoin.
Steak ‘n shake Join the party in May 2025. Chipotle and Baskin-Robbins are also riding, by combining the bitpay, where ETH, BTC or XRP funds your burrito bowl or scoop.
Stores in retail and online
AT&T lets you adjust phone charges with ETH or BTC, which dodging the pesky late fees. Many online and some physical retailers receive XRP through gateways such as coingate.
Large tech companies also support: Microsoft accepts BTC directly or through processors, while Newegg also supports ETH for site purchases, and overstock also accepts XRP. AMC cinemas accepting bitcoin and other digital assets for its products and services, from the Xbox content to film tickets.
Beyond these giants, E-Commerce platforms such as Shopify democratic digital currency by making simple for millions of small and medium-sized businesses to include a cryptocurrency checkout option.
The main chain retailers such as Home Depot, Lowe’s and Ikea receive cryptocurrency in the form of Bitrefill and BitPay Gift Card, so you can use ETH to finance your home repair.
Scaling up: Travel and Luxury
As Mature Crypto payments, many travel services and airlines, directly or through mediators, offers bookings through BTC, ETH and sometimes XRP. When it comes to hotel book flights and platforms, sites like Travala.com allow travelers to make bookings including BTC, ETH and many other supported digital assets.
In the near future, Emirates Flyers can snag first seats with digital dollars, no forex uprising. UAE’s luxury liner is Work with Crypto.com to accept Crypto. In Europe, the airbaltics became Acceptance of Crypto since 2014 and thousands of crypto transactions are processed.
High-end brands and expensive car dealerships also enter the crypto payment space. For example, motor posts posted in the US receive bitcoin for the purchase of super luxurious cars by BitPay. In Europe, platforms like Bitcars have built a crypto-only marketplace for premiums and classic vehicles.
High-end brands also joined: Gucci and Ralph Lauren continue to expand their crypto payment options at select flagship stores, especially for their more exclusive collections.
Do you know? Alternative airlines are a well -known example because they support over 600 planes worldwide and allow payment using 100+ cryptocurrencies, including XRP.
Financial services, remittance and institutional adoption
When use moves beyond consumer transactions on payment infrastructure, institutional use, Treasury remittances and operations, various BTC, ETH and XRP strengths are more visible.
Remittance and cross-border payment
The XRP is often positioned here because Ripple-based ledger and infrastructure is designed for lower cost and faster settlement for cross-border transfers. There are businesses such as Mercury FX and Cuallix that adopt or try the XRP for such tools.
Payment processors and gateways
To reduce their exposure to volatility, businesses are increasingly accepting cryptocurrency thanks to platforms such as PayPal, BitPay and NowPayment. In particular, Paypal is possible for retailers to use more than 100 cryptocurrencies, such as Bitcoin, Ether and XRP.
Treasury and Corporate Holdings
Some companies, such as Bitmine, Sharplink Gaming and Vivopower, include crypto in their treasury portfolios for strategic purposes, inflation -to -get more of the cryptocurrency market.
How can more small businesses accept crypto?
The development of more friendly users and the larger financial ecosy system holds the answer.
Step 1: Choose a payment processor
Payment processors such as BitPay, Coinbase Commerce and Coingate make it easier for small businesses to combine crypto payments with little technical knowledge. By immediately converting cryptocurrencies into fiat currency, these processors removed the risk of price change.
Step 2: Reduce compliance costs
The small financial and legal burden with the business owned can be reduced by automatic tax reporting systems and more open regulation frameworks.
Step 3: Embrace a wider variety of digital assets
Through technical barriers that have lowered and simplified compliance, businesses may have the confidence to accept a wider range of cryptocurrencies.
This article does not contain investment advice or recommendations. Every transfer of investment and trading involves risk, and readers should conduct their own research when deciding.
